Welcome back to Unfiltered Yaps, the podcast where we show up for ourselves and each other. I’m your host, Shané, and as always, we’re going to keep it honest, keep it messy, and keep it real.
This week, we’re talking about something that affects all of us but rarely gets spoken about without shame: money. Not get-rich-quick schemes, not financial jargon, but the real emotions that come with spending, saving, and trying to feel secure.
I asked:
What’s the hardest money lesson you’ve learned so far?
Your answers sparked such an important conversation about emergency funds, independence, credit cards, co-signing, needs versus wants, and the ways we’ve all had to learn the hard way.
In this episode, I share my own reflections on growing up check-to-check, how my inner child still shows up when I swipe my card, and the messy balance between financial security and actually enjoying your life. Because what’s the point of stability if you can’t live in it?
📝 Journal Prompt
If you dug into your own money story, what beliefs about money did you inherit from family, culture, or community — and which ones no longer serve you?
or
Where are you already making progress with your money, even if it feels small?
💡 Resource I Mentioned
I Will Teach You To Be Rich by Ramit Sethi — I’ve tabbed this book up and honestly need to reread it. If you’re looking for a practical but approachable breakdown, this one’s worth it.
Correction from the episode: the page I mentioned is @thebrokeblackgirl on Instagram. Her content is authentic, transparent, and rooted in her own experience. She shares challenges and savings breakdowns that make financial goals feel way more achievable.
🖤 Let’s keep yapping
- Shané
